A

Second, the introduction of financial discount loans.

A financial subsidy. The state subsidizes some project loans of some enterprises in a certain period of time according to a certain proportion. The advantages of using financial discount are as follows: ① Using less financial funds can attract a lot of social funds and ensure the needs of national key construction funds. (2) As the financial discount is first used for national key construction projects, it is conducive to adjusting the investment structure and rationalizing the industrial structure. (3) It is conducive to reducing the cost of products and increasing the profits of enterprises, which is also conducive to increasing fiscal revenue. ④ Implementing different interest rates for different industries is conducive to establishing a reasonable interest rate system and indirectly regulating production and consumption.

In short, you don't need to pay any interest during the loan period, but if you exceed the loan period, that is, the extension period, you won't enjoy this policy.

Third, the loan discount policy.

Legal analysis: the loan discount policy refers to the state subsidizing the loans of a certain industry in order to support it. This kind of loan is called a discount loan. Loan discount refers to the small secured loans for low-profit projects that are fully or partially subsidized by financial institutions. The borrower does not pay interest during the loan period, and the maximum discount is no more than two years, and no subsidy will be given during the extension period.

Legal basis: Article 7 of the Law of People's Republic of China (PRC) Commercial Bank, when a commercial bank conducts credit business, it shall strictly examine the credit standing of the borrower, implement the guarantee and ensure the timely recovery of the loan. Commercial banks recover the due principal and interest of loans from borrowers according to law, which is protected by law.