On May 19, 2022, the website of Fuyang Housing Management Bureau reported that Fuyang City, Anhui Province recently introduced measures to deal with the impact of the epidemic and promote the healthy development of the real estate market, in which the maximum amount of personal loans was adjusted from 300,000 to 400,000, and the maximum amount of loans for both husband and wife was adjusted from 400,000 to 500,000. The above is the relevant content of Fuyang 2022 provident fund loan amount.

Do you still need to pay the provident fund after the provident fund loan?

Users also need to continue to pay the provident fund after the successful personal provident fund loan, and they cannot stop paying the provident fund just after the provident fund loan. Otherwise, the provident fund management center may think that the user deliberately defrauded the profits, and then may terminate the loan contract, get back the accounts, and ask the user to settle it at one time, or directly convert the provident fund loan into a commercial loan and implement the interest rate of the commercial loan.

Moreover, users need to pay attention to the fact that if the provident fund repayment business is handled when applying for a mortgage, although cutting off the personal provident fund in a short time will not affect the repayment of the provident fund, if the account balance in the personal provident fund is deducted, the user will have no provident fund to repay the loan. Naturally, if the provident fund is broken because of job-hopping, users just need to wait for a new job and let the new enterprise continue to pay the provident fund. Be careful not to break off the relationship for too long (try not to exceed three months).

What are the requirements for provident fund loans?

1. Provisions for provident fund loan applicants: Applicants must be ordinary natural persons with full civil capacity; Personal credit information is stable and there is no abnormal personal credit information record; Not exceeding the retirement age stipulated by the state; Have the ability to repay the loan principal and interest on time;

2. Provisions on the deposit of provident fund: First, the applicant is required to pay the personal provident fund normally when applying for a loan; Secondly, the individual provident fund needs to be continuously paid in full for nearly 12 months. If you don't meet the standard of continuous payment 12 months, you can't apply for a personal provident fund loan.

What are the advantages of bank loans?

1. Convenient application: applying for a loan from a bank is not limited to applying at a bank outlet. Many banks use online loans, so users can easily complete all the loan procedures without going out, and there are many application methods, such as official accounts of official website and WeChat, or loan software of various banks.

2. There are many repayment methods: bank loans are large in scale and professional, and usually provide a variety of repayment methods, which users can choose at will;

3. High security: Banks are supervised by CBRC, and it is unlikely that there will be secondary charges and violent collection. As long as they borrow money from the bank, they won't be cheated, so their safety can be guaranteed.

This article is mainly about the knowledge points of Fuyang 2022 provident fund loan amount, and the content is for reference only.