The loan amount is determined based on comprehensive consideration of factors such as the borrower's family income, household debt, house purchase (construction) price, guarantee status, and credit status.

1. The maximum loan amount is 300,000 yuan. The maximum provident fund loan applied for for the first time shall not exceed 70% of the total price of the purchased (built) house. The maximum provident fund loan applied for for the second time shall not exceed 70% of the total price of the purchased (built) house. ) 50 of the total price of the house, the third application for provident fund loans is suspended;

2. The maximum loan period is 30 years, and the borrower’s current age plus the loan period shall not exceed his or her statutory retirement age Age;

3. The loan interest rate is set by the People's Bank of China and adjusted with the adjustment of national interest rates. The current interest rate is 4.2 for less than 5 years (including 5 years), and 4.7 for more than 5 years (from July 6, the annual interest rate is 4.00 for less than 5 years (including 5 years), and 4.50 for more than 5 years). ) (The interest rate for the second use of provident fund loans is 1.1 times the current interest rate). If the interest rate is adjusted during the loan period, the new loan interest rate standard will be implemented from January 1 of the following year.

For reference only. Please adopt.