Commercial housing loans affect the first set. Whether it is commercial housing loans or other loans, it will affect the approval of housing loans, because banks will review the repayment ability of buyers, personal credit information, bank flow and whether there is a loan under their names.
I bought a suite with a loan and later sold it. You can't find the property through the house registration system, but you can find the loan record in the bank credit information system, and then you can borrow money to buy a house. This is the first set.