The manufacturer's guide price 149800 yuan, of which 20% is about 30,000 yuan, and the purchase tax (upfront 1 10,000 yuan), insurance (more than 7,000 yuan) and loan fee (about 3,000 yuan) are within 60,000 yuan. Insurance and loan fees vary from place to place. The above data are average, there may be some discrepancies, but the difference should not exceed 3000.