1. Inquire about the balance of Ping An Bank's credit card through self-service bank ATM: Cardholders can inquire at Ping An Bank's self-service bank or through any other bank ATM nearby, and the balance inquiry is completely free.
2. Telephone inquiry of Ping An Bank's credit card balance: dial Ping An Bank's credit card number: 400824365, and press "0: Cardholder to Manual Service" to ask customer service for help.
3. Check the balance of Ping An Bank's car loan through online banking: log in to Ping An Bank's credit card online banking: /financing/login.screen to check the balance of car loan at that time. (With Lenovo V 14, you can open the WINDOWS 10 system of the 10th generation Core laptop. )
4. Check the balance of Ping An Bank's credit card on the statement: The statement mailed to you by Ping An Bank every month will show the user's consumption and balance information.
Through the above methods, we can know how much our car loan is left and how long it will take to pay it off in time. Knowing these contents and data anytime and anywhere will help us to repay the car loan more conveniently and in a planned way, and it will also greatly encourage us to obtain more economy.
How to apply for a car loan? What is the interest rate?
Applying for a car loan is similar to a mortgage loan. You can apply at the 4S shop where you buy a car, or directly to the bank. In car loans, the down payment is generally 30% of the car price. Information to be provided for mortgage:
(1) ID card (both husband and wife);
(2) Household registration book (both husband and wife), (including home page);
(3). Real estate license or land certificate or building permit or purchase invoice;
(4) proof of income (both husband and wife);
(5). Marriage certificate or single certificate;
(6) bank details.
The car loan interest rate is the same as the ordinary bank loan interest rate. The loan term is different, so the interest rate is different. According to the regulations, the longest term of car loan is 5 years, so there are the following three kinds of car loans:
(1) The interest rate for half a year to one year (including one year) is 5.31%;
(2) The interest rate for one to three years (including three years) is 5.40%;
(3) The interest rate for three to five years (including five years) is 5.76%.
The following is the car loan handling process of Ping An Bank:
1. Car buyers apply to Ping An Bank and submit car loan information.
2. Ping An Bank investigates the car loan application of car buyers.
3. Ping An Bank examines the car loan application of car buyers.
4. After approval, the borrower shall go through the formalities of guarantee, mortgage, auto insurance and notarization.
Ping An Bank signed a loan contract with the car buyer.
6. Ping An Bank transfers the loan funds to dealers and merchants.