1. Bank outlets: Applicants should bring their ID cards and copies, property certificates, marriage certificates, etc. , and handle credit loans at the counters of nearby bank outlets. Generally, banks will lend money according to the information submitted.

2. Online Banking: Applicants can log in to the online banking of a bank, find a credit loan in the personal loan column of official website, and click Apply.

3. Loan supermarket: Now many online loan companies provide credit loans. You can get the above credit loans by downloading a loan supermarket on your mobile phone.

Problems needing attention in bank credit loan

Because the bank credit loan is a loan issued entirely by the payer's credit, there is no need to provide mortgage and guarantee when handling it. What customers need to pay attention to is their own credit. Only when the personal credit is good and there is no bad credit record in the credit investigation can you get a credit loan in the bank.

If the customer's credit is not good, there are bad records such as overdue credit information, and it is impossible to apply for a credit loan in the short term. Customers must first find ways to maintain their credit. After a period of time, after the credit information is repaired, they will go to the bank to apply for a credit loan.

Refer to the above? Baidu encyclopedia-credit loan