1. Ask the auto loan bank about the personal materials that need to be prepared to apply for an auto loan, and understand the process when handling it.

2. Prepare the loan materials required by the bank, including my ID card, household registration book, proof of income information and pre-sale contract for car purchase.

3. After preparing the materials needed by the bank, go to the bank to handle the auto loan business, fill in the loan application form truthfully, and submit it to the loan bank together with the loan information after completion.

4. The loan bank will conduct a pre-loan investigation on the applicant to ensure that the applicant is fully qualified for the loan.

5. After investigation, the applicant may sign a written loan contract with the loan bank.

6. After the loan contract is signed, the applicant can go through the formalities of automobile mortgage registration.

7. Finally, the loan bank will perform the loan contract signed with the applicant and transfer the money to the applicant's account.