Loans that can be loaned for more than ten years are naturally long-term loans (loans with a term of more than five years belong to the category of long-term loans), and the most important one is housing loans, with a term far exceeding ten years. When they buy a house with a loan, most of them choose a loan with a term of not 20 or 30 years.

Mortgage can be subdivided into individual commercial housing loans, individual housing provident fund loans and portfolio loans (that is, the combination of provident fund loans and commercial loans).

In addition, there are technical transformation loans, capital construction loans, equipment loans, long-term loans for agriculture, forestry and aquaculture. , mainly used for capital construction investment and fixed assets investment. The amount of this kind of loans is very high, some can even be as high as tens of billions, and the loan period is also very long, some even as long as 50 years.

As for car loans, consumer credit loans and personal business loans, generally speaking, they can't be loaned for more than ten years, the longest is about five years, some can only be loaned for two or three years, and many can only be loaned for one year.

2. Which bank can provide credit loans 10 years?

China construction bank

3. What loan can last for 10 years?

Housing loan or mortgage loan is loanable 10 year. Some banks also provide revolving loans, that is, when the loan term is up, the principal and interest will be returned and the money will be released immediately.

4. Can Ping An Bank 10 pay the fee?

Ping An Bank can lend 10 years. Except for the loan type, the actual loan term is subject to the loan contract. For example, housing mortgage loans and revolving loans can be loaned for 10 years. However, the longer the loan term, the more interest you need to pay. After all, banks convert time costs into interest. For more information about Ping An Bank 10 loan, please go to:/ask/4d645f1616091483.html? Zd view more content