Address: Lane 2420, Huancheng Road, Jiading District 10;

Tel: (02 1)69987953.

Shanghai Jiading Tonghua Microfinance Co., Ltd. was established on June 0 17. The legal representative is Wang Xianyun, and the business scope of the company includes: granting loans and related consulting activities. Microfinance is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally more than 6,543,800 yuan and less than 200,000 yuan. The treatment process generally needs to be guaranteed. Microfinance is an extension of microfinance in technology and practical application.

Microfinance in China: It mainly serves agriculture, rural areas and small and medium-sized enterprises. The establishment of small loan companies has rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises. There are also personal micro-loans for office workers, generally ranging from 1 1,000-50,000 yuan. Most of them don't need mortgage, but the credit and information review is strict. 2065438+On September 6th, 2008, the Ministry of Finance of China and State Taxation Administration of The People's Republic of China issued a notice, clarifying that the interest income obtained by financial institutions in granting small loans to small enterprises, micro-enterprises and individual industrial and commercial households shall be exempted from VAT.