2.75%、3.25%。 The annual interest rate of Beijing provident fund loans for less than five years (inclusive) is 2.75%, and the annual interest rate of loans for more than five years is 3.25%. One person's personal housing provident fund loan amount is 600,000 yuan, and two or more people apply for personal housing provident fund loans totaling 6,543,800 yuan. The loan applicant can borrow up to 6,543.8+0.2 million yuan for the first house, and up to 6,543.8+0.0-0.2 million yuan for the house according to the area where the household registration is located. The policy of buying two houses stipulates that the maximum loan can be 600 thousand.