The consequences of Gitzo's failure to upload consumer vouchers include liquidated damages and the impact on the comprehensive credit rating.
According to the regulations of Gitzo Consumer Finance, if the borrower fails to upload the consumption voucher as required by the contract, Gitzo will charge the borrower a penalty from 200 yuan. However, after the borrower re-uploads the eligible consumption voucher at a later stage, Gitzo will return the 200 yuan liquidated damages to the account within 7- 10 working days.
The borrower fails to upload the qualified consumption certificate according to the loan contract, which will affect the comprehensive credit rating. After all, it is an act of dishonesty not to perform the contract. Once the comprehensive credit rating is lowered, the credit line and loan interest rate of Gitzo may change greatly.
As one of the first four pilot consumer finance companies approved by CBRC, Gitzo Consumer Finance Co., Ltd. became the first wholly foreign-owned consumer finance company in China.
Gitzo Consumer Finance Co., Ltd. was established on 20101010. As a fully compliant licensed consumer finance company, it officially opened in China at the end of 20 10, and its shareholder is Gitzo Group, a leading international consumer finance service provider. Gitzo is committed to providing responsible financial credit and inclusive finance services to those groups that cannot be covered by traditional financial services, especially those with little credit history. Its business covers more than 300 cities in 29 provinces and cities.
Gitzo actively deployed intelligent customer service, and artificial intelligence products such as intelligent robots and quality inspection robots were widely used in various scenarios, and the operational efficiency was significantly improved. Gitzo, with its excellent data capture and analysis capabilities, combined with modern cutting-edge scientific and technological means such as big data, cloud services, automation and biometric detection, has penetrated its own core risk control and management capabilities into every link of the business process, realized efficient and instant service for every customer, and became their lifelong reliable high-quality financial service partner.
Gitzo Group is committed to becoming a responsible financial service provider in every country where it operates, combining international experience with the local market, and always taking building safe consumer loan products as its own responsibility and mission.
Gitzo practices the concept of inclusive finance, insists on safe and responsible lending, combines international experience with local market, realizes "localized" operation, and deepens the consumer finance market.
Will Gitzo's coupons be verified?
Gitzo will require users to upload coupons, which will be reviewed by the system operation after uploading. But in fact, many users' feedback is a formality, and the system may not necessarily verify it. However, whether the system will verify or not, the user must upload the consumption voucher as required. In case of spot check, but the consumption voucher is unqualified, it will affect the loan.
In addition, how much you apply for a loan, you can upload a consumption voucher, which is generally more than 90% of the loan amount.
What will happen if Gitzo doesn't upload coupons? There will be two bad consequences!
Now, after some financial institutions handle loans, borrowers need to upload credit information as required. For example, Gitzo is such a financial institution. Some borrowers find it particularly troublesome and don't want to upload coupons. So, what happens if Gitzo doesn't upload coupons? Today, I will introduce what I have learned to you.
Judging from the information we have, if we don't upload the coupons on Gitzo, there will be two negative consequences. These two consequences are:
1, received liquidated damages.
According to the regulations of Gitzo Consumer Finance, if the borrower fails to upload the consumption voucher as required by the contract, Gitzo will charge the borrower a penalty from 200 yuan. However, after the borrower re-uploads the eligible consumption voucher at a later stage, Gitzo will return the 200 yuan liquidated damages to the account within 7- 10 working days.
2. Affect the comprehensive credit rating.
The borrower fails to upload the qualified consumption certificate according to the loan contract, which will affect the comprehensive credit rating. After all, it is an act of dishonesty not to perform the contract. Once the comprehensive credit rating is lowered, the credit line and loan interest rate of Gitzo may change greatly.
In this article, we introduced what would happen if Gitzo didn't upload coupons. It is not difficult to see that not uploading consumer vouchers in Gitzo will have very bad results. So it's better for everyone to upload as much as possible. After all, because of the problem of a coupon, it is not worthwhile to cause economic losses and affect the comprehensive credit rating.
What will happen if the Gitzo invoice is not uploaded? What will happen if the Gitzo invoice is not uploaded?
Consequence of Gitzo's failure to upload the invoice: 1. Liquidated damages: According to the regulations of Gitzo Consumer Finance, if the borrower fails to upload the consumption voucher as required by the contract, Gitzo will charge the borrower 200 yuan liquidated damages. 2. Impact on the comprehensive credit rating: The borrower's failure to upload qualified consumption vouchers as required by the loan contract will affect the comprehensive credit rating, which is an act of dishonesty.
What will happen if the Gitzo invoice is not uploaded?
Gitzo Consumer Finance Co., Ltd. was established on 201010. As one of the first four pilot consumer finance companies approved by CBRC, Gitzo Consumer Finance Co., Ltd. became the first and only wholly foreign-owned consumer finance company in China. Gitzo practices the concept of inclusive finance, insists on safe and responsible lending, combines international experience with local market, realizes localized operation, and deepens the consumer finance market.
The business scope of Gitzo: 1, granting personal consumption loans; 2. Accept deposits from domestic subsidiaries of shareholders and domestic shareholders; 3. Borrowing from domestic financial institutions; 4. Approve the issuance of financial bonds; 5. Domestic interbank borrowing; 6. Consulting and agency business related to consumer finance; 7. Acting to sell insurance products related to consumer loans; 8. Fixed income securities investment business; 9. Other businesses approved by the CBRC.
Although Gitzo will collect the borrower's liquidated damages without uploading the invoice, Gitzo will return the 200 yuan liquidated damages to the account within 7- 10 working days after the borrower uploads the qualified consumption certificate later. The impact on the comprehensive credit rating is more serious. Once the comprehensive credit rating is lowered, the credit line and loan interest rate in Gitzo may change badly.