“Why do many young people now insist on taking out loans to buy cars?” Regarding this question, the editor has selected the most thoughtful and upvoted answers for you from the responses of many netizens! Come and take a look~

Netizen "0309 Feng Binyuan" said:

Because the difference between life with a car and without a car is too big. It is very convenient to have a car, but it is particularly inconvenient to have a car. . For example, I had something to do when I returned to my hometown this time, and after I asked for leave from my employer, if my cousin was not there, I would have to take a taxi to the bus station or train station, and then take the bus back to the county seat. After arriving at the county town, get off at the train station or bus station and walk for a few minutes to the departure point of the minibus back to your hometown, and then wait for the bus back. After getting off the minibus, it took three more rides to get home. It takes at least 20 minutes to take a taxi to the bus station. It takes at least an hour and a half to wait for the bus back to the county seat. It takes less than an hour and 10 minutes to drive back to my hometown from the county seat. In addition, it takes 5 minutes to play a three-bounce ball. It takes less than three hours to get home. But it would be different if I had a car. It saves half the time, and there is no need to worry about getting in and out of the car. In addition, the wages for young people who have just started working are not very high, so buying a car with a loan is a good choice.

A netizen with the user name "windrass" said this:

Because cars are getting cheaper and cheaper, and they are also a necessity of life; because young people are used to spending future money, and their consumption concepts have changed. develop. Walking on the street now, what is lacking is not cars, but parking spaces. Because there are so many cars, the average family has more than one car. In some developed areas, each family member has his or her own car. Cars are no longer a rare thing, with prices ranging from tens of thousands to millions. Not having a car is too inconvenient, but having a car makes life much more convenient. Everyone wants to live a more comfortable life. Even if the little money is not enough at the same time, just take a loan. Anyway, they firmly believe that they can still afford it. Generally speaking, if the monthly payment is one or two thousand, it only accounts for part of the salary, so the pressure is not great. It’s not like you can continue to pay tribute forever, just pay for it for a few years. Just think of it as a way for yourself to save money, because if you don't use the money to pay for the car, you will spend it lavishly. Young people like various credit cards and Huabei payment the most. The new consumption concept of this generation is to spend future money.

Netizen "Ruoyingying" responded this way:

There are several types of people who buy cars, and this is also the reason why many young people nowadays want to buy a car even if they take out a loan. The first is because the place where you work is too far away from where you live. Getting up in the morning to catch the bus? Not only do you have to get up early, but you also have to change trains. The flow of people during work hours is so heavy that you are often exhausted by the time you arrive at the place of work. , let alone the next work to do. This is the majority of people who buy a car to give themselves a fast and convenient life, save time and facilitate travel. Second, there is a very pragmatic saying that to marry a man, you must marry someone who owns a car. This makes women seem snobbish, but the reality is this. The prerequisite for marriage now includes a car, so in order to For marriage and a more convenient life in the future, couples with low and middle incomes will often choose to take out a loan to buy a car. This kind of psychology prompts such people to choose to buy a car with a loan.

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