Lead: The house can be said to be the most concerned topic in our time. China is in an era of rapid economic development, and the process of urbanization is accelerating. Every year, the number of rural people entering cities is increasing. When the rural population enters the city, the first thing to be solved is the housing problem, so the house has become the most concerned topic. However, because the house price is generally high and the income of rural population is generally low, banks have also launched the business of house purchase loans to protect people's livelihood.

Friends who want to buy a house should watch carefully. Today, Bian Xiao will introduce the latest mortgage interest rate table 20 16 (this table takes the loan 10000 yuan as an example).

The service life benchmark is lowered by 10% and raised by 10%.

Annual interest rate monthly interest rate monthly repayment annual interest rate

monthly interest rate

Monthly repayment

annual interest rate

monthly interest rate

Monthly repayment

15. 10%0.43%856.54.59%0.38%854.25.6 1%0.47%858.825.50%0.46%440.94.95%0.4 1%438.46.05%0.50%443.435.50%0.46%30 1 .94.95%0.465438 +0%299.46.05%0.50%304.455.50%0.46% 19 1.04.95%0.4 1% 188.46.05%0.50% 193.565.650.47% 1 64.05.09%0.42% 16 1.46.22 %0.52% 166.785.65%0.47% 129.75.09%0.42% 127.06.22%0.52% 132.4 1 05.65%0.47% 109.25.09%0.42% 106.46.22%0.52% 1654 38+02. 1 135.65%0.47%90.65.09%0.42%87.46.22%0.52%93.6 1 5 - 82.5 - 79.5 - 85.5 17 - 76.3 - 73.3 - 79.520 - 69.9 - 66.4 - 72.822 - 66.2 - 63.0 - 69.525 - 62.3 - 58.9 - 65.727 - 60.2 - 56.8 - 63.730 - 57.2 - 54.2 - 6 1.3

The above data are official interest rates given by the central bank, so don't worry about the credibility. You can refer to this table to locate your ability and see when the repayment period is more appropriate.

Summary: The above is the latest 20 16 mortgage interest rate table in Bian Xiao. Generally speaking, the earlier the repayment, the more cost-effective, but if you don't have this ability, Bian Xiao suggests that you choose a 30-year term. I hope I can help you.