Legal analysis: children will not be involved, and the blacklist of banks will only affect me and my spouse, not others. Impact of being blacklisted by banks: 1. You cannot apply for a loan. You can't get a credit card. 3. Restricted transportation: you can't choose the second-class cabin or above of the plane, and the trains and ships are soft sleepers; People with bad credit will not be able to buy travel through Taobao, Tmall, Alipay, car companies and other platforms.

Legal basis: Article 16 of the detailed rules for the development of party member by China Producers' Party must conduct political review on the development targets.

The main contents of political examination are: the attitude towards the party's theory, line, principles and policies; Political history and performance in major political struggles; Law-abiding and social morality; The political situation of immediate family members and the main social relations closely related to themselves.

The basic methods of political examination are: talking with myself, consulting relevant files, looking for relevant units and personnel to understand the situation, and making necessary letters and telegrams or forwarding. After listening to my introduction and consulting relevant information, if the situation is clear, there is no need to transfer or transfer. When conducting political review of the development goals among the floating population, we should also seek the opinions of the grassroots party organizations in their domicile and residence.

Political censorship must be serious, realistic and pay attention to my consistent performance. The review should form conclusive materials.

Anyone who fails to pass the political examination or fails to pass the political examination cannot join the party.