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Can ordinary employees of public institutions who are not civil servants get zero down payment car loans?

Hello, China Public Education is at your service.

Hello, this has nothing to do with whether you are a public servant or a civil servant. Zero down payment for a car generally means that the car buyer applies for a loan of the full value of the new car from a bank, auto finance or other institution based on his/her credit qualifications to purchase a car, and repays the loan principal and interest in installments within an agreed period of time.

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