2. If monthly deduction is made, automatic deduction will be adjusted accordingly. Monthly repayment method refers to the method of directly extracting the loan principal and interest of the current month from the customer's provident fund account every month.
Provident fund is a long-term housing savings paid by urban workers, which is mainly used for buying, building and overhauling houses; Or it can be used to rent a house, pay medical expenses, ordinary living expenses and so on. The problem of "how to deduct the provident fund" mainly depends on local policies and company regulations, because different regions have different policies; And different units, the deposit ratio may also be different. Moreover, the payment ratio is different, and the money to be paid every month is naturally different. However, units and individuals generally choose between 5%- 12%. The proportion of personal deposits shall not be lower than that of unit deposits. For example, if someone pays 5% of the provident fund in a company with a salary of 3,000 yuan, then the monthly provident fund is 3,000 × 5% =150 yuan. After deducting the provident fund, the local housing provident fund management center will generally send a text message to inform you how much money has been deducted this month and how much money is left.