(2) Honest and trustworthy, law-abiding;
(3) Ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges) recognized by national education authorities at all levels have been officially admitted and obtained a true, legal and effective admission notice; (4) Students' pre-school household registration and their parents' (or other legal guardians') household registration are all in this district and county; (5) Due to the financial difficulties of their families, the income they can earn is not enough to cover the basic expenses needed to complete their studies at school. What basic conditions should co-borrower meet? A: First of all, the parents (or legal guardians) of the students have no bad credit records; At the same time, family financial difficulties should meet one of the following basic characteristics: (1) rural poor households and urban low-income households; (2) orphans and disabled families; (3) Suffering from natural and man-made disasters, causing heavy losses and unable to afford the students' expenses; ④ Family members suffer from serious diseases; (5) The creator of the family's main income loses the ability to work for some reason; (6) Single-parent poor families without stable income; (7) Poor households in old, young, marginal, poor and remote rural areas; (8) Families in which one or both parents are unemployed; (9) For other reasons, the total annual cash income of the family is less than 8,000 yuan;
(10) Other poor families. What responsibilities and obligations should co-borrower undertake? A: co-borrower refers to the parents of borrowing students or natural persons who are willing to share the repayment responsibility for borrowing students. Co-borrower's responsibility is to urge borrowing students to use loans to pay marketing tuition and accommodation fees according to the contract. After graduation, urge the borrowing students to repay the principal and interest on schedule. At the same time, if the borrowing students fail to repay the principal and interest on time after graduation, they should jointly bear the obligation of repaying the principal and interest.