Loan conditions of Zhongan micro-credit loans

1, Zhongan Small Loan Background: This product is made by Chongqing Zhongan Small Loan Co., Ltd., the parent company is Zhongan Insurance, and the company has an Internet small loan license.

2. Application conditions: Users need to be Chinese mainland residents aged 22-55, with good personal qualifications and credit status, and no obvious shortcomings.

3. Application processing: Huawei p40 has launched version 2.0. 1 of Zhongan Small Loan, and users can download the APP directly or operate it through official third-party channels. Users need to register and log in their mobile phone numbers, then carry out face recognition and identity card authentication, bind bank cards, and submit information for review.

4. Credit line: The credit line of this product is between 30 million and 200,000, subject to the actual approval result. If users have good comprehensive evaluation and good credit status, they will have the opportunity to obtain a lot of funds.

5. Loan term: The term of this product is 6- 12 months, and you can choose according to your needs.

6. Lending speed: You can successfully lend money within 5 minutes at the earliest, depending on the lending speed of the funder and the number of people waiting in line.

The above is about "Is Zhongan Small Loan Reliable?" The answer. Generally speaking, this product is no different from most online loan products in terms of application conditions, credit line, loan term and loan speed. Users can apply directly if they meet the requirements.

Extended data

2065438+In June 2009, with the approval of Chongqing Financial Office, China Telecom Tianyi E-Commerce Co., Ltd. officially took a stake in Zhongan Small Loan, and tied for the largest shareholder with Zhongan Technology. Tianyi E-commerce Co., Ltd. is the core carrier of China Telecom's Internet finance ecosystem, and has important business brands such as Wing Payment; Zhongan Technology is a wholly-owned subsidiary of Zhongan Insurance. As the first Internet insurance company in China, Zhongan Insurance is a financial enterprise with industry-leading scientific and technological capabilities. Thanks to the blessing of these two major shareholders, Zhongan Small Loan has been a financial technology enterprise with the characteristics of Internet insurance technology and operator resources since its birth. Through more than half a year's practice, Zhongan Small Loan has also explored a development path of "communication+insurance+scene".