After paying the tuition, the remaining money can be used as living expenses, but the student loan cannot be used to directly borrow living expenses. The scattered amount of national student loans will be used to pay tuition fees first, and the rest can be used as living expenses, so it depends on the amount you apply for and tuition fees. If you borrow 8000 yuan and pay 6000 yuan for tuition, the remaining 2000 yuan can be used as your living expenses, and the money is in a special bank card.

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I. Student loans

The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.

Second, the proportion of national student loans.

The national average subsidy ratio of full-time college students' national student loans should be equivalent to that of that year, and the subsidy ratio of all regions and universities should be equivalent to that of their own regions and universities. The proportion of national student loans for full-time graduate students is determined according to the coverage of scholarship policies such as national scholarships and academic scholarships and the situation of students with financial difficulties. Full-time college students are not allowed to apply for national student loans and student-origin credit student loans repeatedly in the same academic year, and they can only choose to apply for one of them. In principle, full-time graduate students apply for national student loans on campus.

Third, the job requirements

All regions should continue to vigorously promote the work of national student loans to meet the loan needs of college students and graduate students. The financial department should fully arrange and timely allocate the national student loan discount and risk compensation funds. The handling bank shall, according to the loan demand, fully arrange and timely issue the national student loan credit funds. Colleges and universities should bear 50% of the risk compensation for national student loans in accordance with the requirements of the Notice of the General Office of the State Council on Forwarding Several Opinions of the Ministry of Education, the Ministry of Finance and the Banking Regulatory Commission of the People's Bank of China on Further Improving the Work of National Student Loans (Guo Ban Fa [2004] No.51), and cooperate with the handling bank to verify the tuition and accommodation standards for students applying for loans.