Legal analysis: Pay attention to the identification and prevention of this kind of online fraud. The forms of this kind of online fraud are: fraudulent use of P2P online lending platforms, small loan companies, financial service companies, banks and other real enterprises and institutions to commit fraud. Under the guise of issuing loans, under the temptation of low interest, no mortgage, no guarantee, fast approval and high approval amount, you are required to pay various fees in advance by various means (in name) and implement a series of frauds.

If you encounter the above situation or other similar situations, refuse all the payment requirements of fraudsters, keep calm, pay attention to identify and prevent online fraud, and ensure the safety of your own funds.

Legal basis: Article 266 of the Criminal Law defrauds public or private property, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.