1. My valid ID card is used to prove the identity of the borrower, to see whether the basic identity information filled in is consistent with the ID card, and face recognition is needed to ensure that the loan is applied by the borrower himself.
2. Bank debit cards are used for collection and repayment. Note that the bank cards supported by the 360 IOU platform, such as ICBC, CCB, Bank of Communications and other mainstream bank cards, are subject to the application page.
3. Because 360 IOUs are unsecured and unsecured personal credit loans, the whole process is completed online, and only the above two materials are needed. The other is to authorize personal credit inquiry to the 360 IOUs system to comprehensively evaluate the loan risk.