How to inquire about the mortgage of Agricultural Bank of China?
1. When handling loans through personal online banking of Agricultural Bank of China, you can log in to personal online banking to check the progress of loan application: enter personal online banking, click "Return to Classic Edition" in the upper left corner of the page, click "Personal loan-loan application-application progress", and follow the prompts.
Two: if you apply for a loan through the counter of the Agricultural Bank of China, please consult the loan bank for details.
(Take iPhone 12 ios 14 as an example)
In China Agricultural Bank, there are the following steps:
1. The real estate developer applies to the Agricultural Bank of China for development project access, and the Agricultural Bank of China investigates and approves the developer's project, and then issues a reply. The reply will have the total mortgage amount of a project;
2. The purchaser buys a house at the developer, signs a purchase contract, pays the down payment, and puts forward the intention to apply for a mortgage. The developer will explain to you which branch of the Agricultural Bank of China to apply for a mortgage;
3. Then the purchaser submits a loan application to the relevant branch of ABC with the purchase contract, down payment voucher and relevant procedures, and the account manager of ABC accepts it. After that, there will be a process of investigation, interview and data collection. After the internal approval procedures of the Agricultural Bank of China are completed, the Agricultural Bank of China will inform the buyers to go through the relevant mortgage procedures, and then they can make loans.
If you have personal online banking of Agricultural Bank of China, you can log in to personal online banking, click on the upper left corner of the page to return to the classic version, and click on personal loan-loan query to query loan information. If it is a personal housing loan of Agricultural Bank of China, the borrower needs to provide the borrower's identity certificate, the original personal housing loan guarantee contract and the original housing loan repayment card (discount) when applying for early repayment, and apply to the original loan agency in advance according to the contract. There is no payment record for the time being. It is suggested to check whether there is any record of prepayment in the loan contract first. If not, it is recommended to contact the loan bank for detailed consultation.
Personally, I think it's better to go to the business hall outlets. After all, money is not a small amount. If you go to the business hall, you can rest assured that someone will guide you.