being limited in height does not necessarily mean being a faithless person. The height limit may be due to some specific reasons, such as bad credit record, overdue repayment, breach of contract, etc., and the faithless person refers to an individual or institution identified in the legal and credit system because of serious acts such as breaking the law and breaking the trust. Although the height limit may be a punishment or restriction on credit, it is not the same as breaking promises.
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1. Reasons for being limited
1. Bad credit record: Banks or financial institutions may limit their credit lines according to their credit records, and if there have been cases of overdue repayment and default, credit may be damaged.
2. Overdue repayment: If an individual has a record of overdue repayment in the past loan or credit card bill, the bank may take measures to limit the height to reduce the credit risk.
3. Breach of contract: Breach of contract terms, credit agreement or other financial contracts may lead to higher limit to prevent further credit losses.
second, the difference between height limit and dishonesty
1. height limit: height limit is a control measure aimed at personal credit status, aiming at reducing risks and ensuring the safety of credit assets of financial institutions. The height limit is not necessarily due to serious illegal or untrustworthy behavior, but may be due to some bad credit records.
2. Dishonesty: Dishonesty refers to the fact that an individual or institution is regarded as a subject of dishonesty and dishonesty because of illegal, breach of contract, fraud and other acts in business and social communication. The determination of dishonesty usually requires legal procedures and may be accompanied by legal responsibility and social punishment.
To sum up:
The height limit is not necessarily the same as the person who has broken his promise. The height limit may be due to the bad personal credit record, and breaking his promise is a more serious legal and credit problem. The legal basis mainly includes the Contract Law of the People's Republic of China, the Civil Code of the People's Republic of China and the Banking Supervision Law of the People's Republic of China. In financial communication, maintaining a good credit record is an important factor to maintain personal financial health.
Legal basis:
In terms of personal credit, China's relevant laws and regulations mainly include the Contract Law of the People's Republic of China and the Civil Code of the People's Republic of China. In the financial field, there is also the Banking Supervision Law of the People's Republic of China.
1. Article 157 of the Contract Law of the People's Republic of China: The terms of a contract agreed by the parties shall not violate public order, good customs or laws; Shall not harm the interests of the public; There shall be no illegal purpose or content prohibited by law.
2. Article 1235 of the Civil Code of the People's Republic of China: If the debtor fails to perform its due debts, the creditor has the right to request performance. Where there is a law or the parties agree that the debt can be discharged, such provisions shall prevail.
3. Article 55 of the Banking Supervision Law of the People's Republic of China: Banking financial institutions shall establish and improve customer identification and risk prevention and control systems, and record and verify the identity, occupation, property status and trading behavior of customers in a true, accurate and complete way.