The procedure for mortgage payment in China Agricultural Bank is not to make an appointment, but to apply in advance, as follows; The lender applies for mortgage loan in the bank on the basis of the identity certificate of husband and wife, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), industrial and commercial license, tax registration certificate, income certificate, bank capital flow and house evaluation report. After the approval of the bank, they go to the housing management department to register the mortgage, and then go to the bank to withdraw the loan.

Second, how to apply for a housing mortgage loan? What's the procedure?

There are too many things like real estate license, ID card and household registration book. Let's talk about QQ.

3. What are the procedures for real estate mortgage loan?

The specific process of mortgage loan:

1. Provide basic information (real estate license, husband and wife ID card, household registration book, marriage certificate, copy of income certificate and company license, bank statement) as required by the bank, as well as loan purpose description and related materials. If the property still has a bank loan, please provide the original loan contract and the last bank statement.

2. Conduct real estate appraisal and pre-loan investigation and approval. The general assessment takes 3 working days, and the reply can be given within 3-7 working days after the materials are complete;

3. It takes about 1-3 working days for the bank to apply for mortgage registration online and print and seal the loan after it is approved;

4. With the bank mortgage registration agent form, go through the mortgage registration formalities at the district/county construction committee where the house is located;

5. After the mortgage registration is completed, the bank will give you a loan with the property right certificate within 1-3 working days.

Extended data

Housing mortgage loan requirements

Housing property rights should be clear, meet the conditions for listing and trading stipulated by the state, and can enter the real estate market for trading without other mortgage;

The age of the house (calculated from the date of completion of the house) and the loan period cannot exceed 40 years;

Mortgaged houses are not included in the local urban reconstruction plan, and there are real estate licenses and land certificates issued by real estate departments and land management departments;