The bank may require the borrower to report the situation to the bank, or it may require the other party to centralize the deposit and settlement business in the bank.

Method 2: The bank supervises the advance payment and project cost. Banks can supervise the use of loans by supervising the advance payment and project cost. Banks can judge whether the use is consistent with the contract according to the construction contract of the real estate development project and the monthly report on the actual progress of the project.

Method 3: The sales department must fill in the corresponding application form every quarter. The sales department must fill in the revenue and expenditure schedule of the developer's supervision account quarterly. When the bank can ask the sales unit to pay the project payment as planned, it must be approved by the bank before it can be paid. Otherwise, the bank may refuse to handle relevant business.

Method 4: The sales unit must open a special account in the bank as required. The bank may require the selling unit to open a special account in the bank, and retain all the pre-sale funds and project funds through the special account. In addition, the sales unit must deposit insurance money in the bank.