The reverse repurchase of government bonds is a short-term loan, the essence of which is that investors lend their own funds through the government bond repurchase market to obtain fixed interest income. Specifically, the securities account holder is the lender of funds, lending his own funds and obtaining fixed interest income; The institution is the borrower, using its own national debt as collateral, obtaining a loan, and repaying the principal and interest after maturity.

10% discount on reverse repurchase fee

The following are some operational skills and methods of reverse repurchase of national debt:

Understand the rules of the game: first of all, you need to understand the basic rules of reverse repurchase of government bonds. For example, the buying threshold of Shanghai Stock Exchange is 6,543,800 yuan, and that of Shenzhen Stock Exchange is 6,543,800 yuan, which is an integral multiple increase. Upon maturity, the funds and interest will be automatically returned to the investor's account without any operation.

Choose investment varieties: in the trading interface, we must first choose the reverse repurchase of government bonds. Then, according to their own amount of funds and risk preferences, choose the right investment varieties. It should be noted that the investment threshold of Shenzhen is 1 10,000 yuan, and that of Shanghai is 1 10,000 yuan.

Determine the annualized interest rate and amount of the loan: after selecting the investment variety, the annualized interest rate and amount of the loan should be determined next. Generally speaking, the handling fee within 4 days is 65438+ 1/10000 per day, and the long-term handling fee may be more favorable.

Use idle funds: If you have idle funds in your securities account, you can consider participating in the reverse repurchase of government bonds, because the interest is much higher than the demand deposit.

Short-term participation: Although reverse repurchase of government bonds is a short-term loan, short-term participation is generally recommended to avoid long-term investment. Because the shorter the term, the higher the interest rate.