Minsheng bank. The mortgage interest rate of China People's Bank is 4.35% for one year, 4.75% for one year to three years and 4.9% for five years or more. Minsheng Bank can provide lower mortgage interest rates, and the application process is simple, and loans can be made after approval. At the same time, Minsheng Bank has other preferential activities, such as time deposits and preferential discounts. The interest rate is within 6.5438+million, and the annualized interest rate is 3.05%.