Current location - Loan Platform Complete Network - Bank loan - The difference between Shang Hui Bank's fast e-loan and Xianghui loan.
The difference between Shang Hui Bank's fast e-loan and Xianghui loan.
Kuai E Loan and Xianghui Loan are both online loan products of Shang Hui Bank, but the application conditions and application quota are different. For example, fast e-loans need to pay a year's provident fund, while Xianghui loans do not have this requirement. For example, the maximum amount of fast e-loan can be applied for 300,000, while the maximum amount of Xiang Hui loan is 200,000. The reason why the same bank has different loan products is mainly to meet the needs of different customers.

Shang Hui Bank is the first regional joint-stock commercial bank in China, which was reorganized by city commercial banks and city credit cooperatives. The restructuring of Shang Hui Bank is designed according to the "6+7" scheme. Shang Hui Bank is the fifth city bank in China with assets exceeding one trillion after Bank of Beijing, Bank of Shanghai, Bank of Jiangsu and Bank of Nanjing. Its main business includes absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Engaged in bank card business; Buying and selling, acting as an agent to buy and sell foreign exchange; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Handling entrusted deposit and loan business; Other businesses approved by China Banking Regulatory Authority. With the approval of the People's Bank of China, it is engaged in foreign exchange settlement and sale.

Like fast e-loan, it is the product of loan business. If you need to apply for fast e-loan, you need to meet the following conditions:

1, the provident fund has been paid for more than one year, and the monthly base exceeds that of 600 yuan;

2. The applicant is over 22-60 years old and has civil capacity;

3. Have a stable source of income.

If you don't meet the requirements, you can choose to enjoy a loan with more relaxed conditions. However, they all belong to online loan products. If it's not an unnecessary loan, I suggest you don't choose a loan easily. Because you not only have to bear the low interest rate, but also bear the risk of carrying a bad record, which is still very stressful for the applicant.