Hello! Loan principal: 60,000 yuan, loan term: three years (36 months), four situations in which the interest rate remains unchanged and the loan is fully paid off: ☆ According to the commercial loan, the annual interest rate calculated according to the equal principal and interest is 6. 15%, and the monthly payment is 1829.40 yuan. Total interest: 5,858.31yuan, cumulative repayment amount: 65,858.31yuan ☆ According to the repayment amount in the first month: 1974. 17 yuan, the repayment amount at the end of each month is 8.54 yuan: 1675.09. Annual interest rate calculated by matching principal and interest: 4% monthly contribution: 177 1 decreasing month by month: 5.55 yuan; last month: 65,438+0,672.165,438 0 yuan's total interest: 3, 700 yuan, and total repayment: 63, 700 yuan.