In principle, yes. However, in practice, it is difficult for mainland residents to apply for loans when buying real estate in Hong Kong. The main reason is that whether banks in Hong Kong give loans to applicants mainly depends on whether the applicants' income (that is, income) is sufficient, while mainland residents are often unable to obtain loans because they cannot provide tax bills, valid income certificates and other materials to banks. However, in the case of real estate transactions facilitated by the author, there are also many cases in which Chinese mainland household registration people finally obtained bank loans by virtue of asset certificates and income certificates. In addition, it is worth noting that on June 65, 1965, the Hong Kong Monetary Authority issued regulations that 438+065 and 438+00 required banks to grant mortgage loans, which reduced the proportion of mortgage loans for people with non-Hong Kong incomes by 10%.