It is related to the efficiency of the bank and the efficiency of the housing authority in your area. Usually 7-60 working days.

If you are from Beijing, you can call me my user name, and I won't say anything else.

2. How long does it take for foreign real estate license and local mortgage loan?

It usually takes 15-20 working days to lend money to the bank after the real estate license is issued.

The working hours of banks vary according to different regions and different banks, but generally speaking, the working hours of banks in the morning are usually 8: 00-8: 30, and in some areas it varies from 9: 00 to 9: 30. And if you work on weekends (Saturday and Sunday).

Mortgage to buy a house can't enjoy the preferential policies issued by the state during the excellent loan period. In addition, the down payment ratio is high and needs to be reconsidered.

Third, how long does it usually take for real estate license bank loans to be approved?

To apply for a personal loan at China Merchants Bank, if the application materials submitted are complete, the examination and approval will take about 15 working days. Because it involves evaluation, mortgage registration and other links, each customer's situation will be different. The specific lending time, review status, processing progress and other related information of the loan can be directly confirmed by contacting the handling outlets or loan account managers.

In addition, if you have submitted a loan application at China Merchants Bank, you can also log in to mobile banking to check the loan approval progress: 1, Home-Loan-Loan Progress Query; 2. My loan-inquiry-loan progress inquiry; 3. Assistant-borrowing money to do business-loan progress inquiry.