First, download the App for taking a loan, and then log in and register. After registration, complete the relevant information and set complete questions. Then choose the quota, fill in the relevant personal information according to the page prompts, verify the mobile phone after completion, upload the ID card photo and bind the bank card, and then submit it for review and wait for the system to review. Under normal circumstances, the auction loan will be reviewed within five minutes. After the audit is completed, users can apply for loans directly. However, when borrowing money, you need to carry out face recognition authentication, and you can only borrow money through face recognition authentication. To apply for a loan, different people have different application conditions, as shown in the following figure: wage earners: the applicant is a Chinese mainland citizen aged 2 1-55, and the application conditions are that he has a stable job and income, and has a real-name authenticated mobile phone number; Private owner: the applicant is a citizen of Chinese mainland, aged 2 1-55. The application condition is that he has completed the online business certification, has a business license and has been in the store for more than one year; Students' families, the application condition is 19 years old, and they can apply for a loan after completing the school registration certificate and video certificate; Online shopper, the applicant is a Chinese mainland citizen aged 2 1-55, and the application condition is that Alipay account has completed real-name authentication, and Alipay's shopping consumption in at least two months in the last three months is not lower than that in 500 yuan; Online shop seller, shop level reached two diamonds, opened the store for half a year. Operating environment: Redmi k20MIUI 1 1.0.4 Alipay: v 10.2.3, loan auction: V7.4. 1: 1, loan auction (NYSE:PPDF_┦. The cumulative number of borrowers is 6,543,800+0,340; Investment users totaled 644,400, achieving sustained growth; The refinancing rate increased by 2.4% to 69.8% compared with 20 18 _ W _ in the same period. The first batch of governing bodies of China Internet Finance Association put legal compliance in the first place, followed the financial account book, provided financial services to users with innovative technology, and continued to invest in financial technology, smart finance and other fields, and developed "based on big data, cloud computing and artificial intelligence". Paipai Loan also applies big data analysis and ai-centered technology to credit review, risk control, precision marketing and intelligent customer service, and strives to practice the concept of "* * * benefiting the people's economy" to help the development of inclusive finance and China. 2. Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd.". Headquartered in Shanghai, an international financial center, it is the first online credit lending platform in China. Paipai Loan is the first Internet financial platform approved by the industrial and commercial department in China, with the business scope of "financial information service" and recognized by the government. With advanced concepts and innovative technologies, Paipai Loan has established a safe, efficient and transparent internet financial platform, which regulates personal lending behavior, enables borrowers to improve their production and life, and allows lenders to increase investment channels. I believe that with the development of the Internet and the improvement of China's personal credit system, advanced ideas and innovative technologies will bring historic changes to private lending, and the loan auction will be the leader of this change.
2. What are the loan terms of 3000 yuan?
Interest rates are insanely high. It is estimated that the repayment will be around 5,000 yuan. Last time, one of my clients borrowed 1 0,000, and it was more than 1 0,700 in half a year.
3. How to apply for a loan and what conditions are needed?
You need to apply with valid identity information when taking a photo. The application conditions are mainly that the credit record is good, there is no overdue situation and the credit is spotless. In this case, it is one of the first application conditions.
Four, how to apply for a loan, what conditions are needed?
First, apply to be a borrower.
Key points: the mobile phone number and ID number were submitted, and the identity authentication passed.
Second, issue loans.
Key points: precautions for borrowers
Third, review loans.
Emphasis: The borrower needs to prepare materials for the final review, and the loan completion is 100%.
Fourth,
I successfully borrowed money and transferred it to my bank account.
Sina borrowed it well.