The province is engaged in differential repayment business. If your credit card is maxed out and there is pressure for one-time repayment, you can use the provincial loan. But the province needs to apply for registration, and it can only be lent to you after approval.

Bai Sheng is a mobile phone software that provides low-interest and efficient credit card billing installment for credit card users. Developed by Samoyed Jin Fu, Shenzhen, it is an internet financial product that launched online balance compensation earlier in China.

The operation principle of "saving money" is that when the credit card bill is due, the bank will generally provide two repayment methods: "bill installment" and "minimum repayment amount" to buffer the repayment pressure of users, but the corresponding users will have to pay a high interest of 18.25% (annualized).

Saving money is the third repayment method of credit card besides "bill installment" and "minimum repayment amount"; The approval speed can be up to half an hour at the earliest, and at the same time, the credit limit can be added to the credit card limit to repay the credit card bill, or enjoy the interest rate of 60% off the minimum repayment rate of the credit card (18.25% annualized).

Its product advantages are:

1. One quota: you can apply without asking, and a song can easily get 1 quota;

2. Three seconds to the account: only 3 seconds, credit card repayment quickly arrived, and all banks were wiped out in one net;

3. 40% discount: the minimum repayment rate is 60%, and repayment is made in installments. The better the word of mouth, the greater the discount.

Extended data

Ant Flower Bud is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".

On August 4, 20 16, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance on the Shanghai Stock Exchange.

By June of 20 18 and 1 year, Ant Financial has voluntarily increased the capital of two small loan companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to/kloc-0.2 billion yuan. On May 6th, 2008, Bai Hua announced its opening to banks and other financial institutions.

The industry believes that banks and other financial institutions have experience in capital and risk control, while Huayuan has consumption scenarios and risk control data. Both sides have their own strengths and complementary advantages. Therefore, cooperation can not only make finance truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, which is conducive to the development of the industry.