Traffic credit cards can be used for loans, but they must meet the following conditions:
2. Can I apply for a loan with a Bank of Communications credit card?
You can apply for cash installment, and the specific operation steps are as follows:
1. Enter Bank of Communications official website and click "Home", as shown below.
2. Click on "personal business", as shown in the figure below.
3. Find the "personal loan", as shown in the figure below.
4. Select the loan type, fill in the application and submit it for approval, as shown below.
Bank of Communications has run out of credit cards. Can I still borrow money?
Bank of Communications has run out of credit cards, and loans are not allowed.
Relevant regulations of Bank of Communications on credit cards:
1, while realizing fast financial services, pay more attention to security settings. Take Shanghai Pudong Mobile Banking as an example, it has the function of identifying the mobile phone number, which is equivalent to adding an open key to the mobile banking held by customers. Without the customer's mobile phone number, it is impossible to log in to mobile banking with the corresponding identity, which greatly improves the security of mobile banking.
At the same time, mobile banking will display the customer number for identity confirmation after the customer logs in to avoid being caught by phishing. Shanghai Pudong Development Bank also separated the login password of mobile banking from the payment password, and set up two safety nets for transactions. In addition, when the query password set by the user is too simple, the system will automatically prompt the user to modify the password.
2. Other banks' mobile banking also have their own ingenious ways to prevent risks. For example, ICBC mobile banking requires a dynamic password card in addition to the password when transferring money; However, the accounts of mobile banking users of China Merchants Bank will only be partially displayed on the screen, which can reduce the risk of account leakage caused by using mobile phones in public or being stolen.
3. Banks know customers' needs and information, so their position in this business will become more and more important. The main function of mobile operators is to provide secure data transmission channels for services. The important reason for the rapid development of mobile banking in Korea is that banks have played an active role in this business.
4. Banks can first transfer some simple services to mobile phone self-service, such as account inquiry. According to the statistics of American Banking Association, the comprehensive cost for users to receive banking services at the counter is $2.7, while the cost through ATM is reduced to 1/4, and the cost of self-service through mobile phone is only 1/20 of that of counter service.
Therefore, the Bank of Communications credit card has been used up, and the loan is not available.
Extended data:
Bank of Communications credit card limit function;
1, guiding role
The guiding role of China Construction Bank's mobile banking is mainly reflected in the guiding role of performance indicators, that is, clear objectives and guide employees' work.
2. Constraint function
Some mobile banks of CCB will clearly tell employees what to do, whether the work meets the performance indicators, constrain their daily behavior and management norms, and focus and objectives.
Step 3: Coagulation
Once China Construction Bank mobile banking, employees will use all kinds of resources and unite all available forces to achieve and complete performance goals, which can unite everyone in a common goal and direction.
4. Competition
The setting of mobile banking in China Construction Bank requires employees to strive to achieve their goals, and the performance indicators define the direction and objectives of employees' efforts, thus providing goals and comparison standards for the competition among employees, departments, enterprises and the outside world, so that employees can compete with each other to complete the performance appraisal indicators.