Current location - Loan Platform Complete Network - Bank loan - What are the conditions for Wenzhou provident fund loan?
What are the conditions for Wenzhou provident fund loan?
Legal subjectivity:

Now many people use housing provident fund loans to buy houses. Although the loan interest rate is much lower than that of commercial loans, it will increase a lot after all, so some people want to repay provident fund loans in advance, but they don't have a special understanding of this. For example, many people have been consulting Wenzhou Provident Fund where to repay the loan in advance. Let's find the answer together. 1. Where is the local administrative service hall/housing provident fund management center/citizen hall where Wenzhou provident fund repays the loan in advance? The specific address is as follows: Wenzhou Provident Fund Center Address: Lucheng Management Department of Wenzhou Provident Fund Management Center, 2nd floor, Jincheng Building, Station Avenue, Lucheng District, Wenzhou Address: Longwan Management Department of Wenzhou Housing Provident Fund Management Center, 2nd floor, No.1 Airport Avenue 1968-65438, Ouhai Management Department, Wenzhou Address: Ruian Branch of Wenzhou Housing Provident Fund Management Center, 5th floor, Ouhai Construction Bank Building, Wenzhou Jiangjun Bridge. Wenzhou provident fund prepayment process 1. The applicant shall submit relevant business applications to the central outlets and relevant application materials; 2. The center accepts and reviews the application materials. If the qualified materials are complete, the relevant business acceptance registration form shall be issued. If the materials are incomplete, they will be told to fill in the materials at one time. Do not meet the requirements, inform the reason, return. 3. The central auditor will review the accepted materials, and if they meet the requirements, they will be settled, and the business acceptance will be notified successfully. The above is the relevant knowledge I have compiled for you today. If you want to repay the loan in advance, you need to bring the prepayment account (bank card), the application form for prepayment of housing provident fund and ID card. If there is anything else you don't understand, you can seek professional legal advice.

Legal objectivity:

Article 24 of the Regulations on Housing Provident Fund is under any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account: (1) purchasing, building, renovating or overhauling self-occupied housing; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.