The down payment ratio of the first set of housing provident fund loans is not less than 20%, and the down payment ratio of the second set of housing provident fund loans is not less than 30%.

Second, increase the maximum amount of housing provident fund loans.

Apply for the first set of housing provident fund loans, and both husband and wife will pay in normal families. The maximum loan amount will be raised from 500,000 yuan to 600,000 yuan, and the maximum loan amount will be raised from 300,000 yuan to 400,000 yuan. When applying for the second set of housing provident fund loans, both husband and wife will make normal family contributions, and the maximum loan amount will be raised from 400,000 yuan to 500,000 yuan, and the unilateral maximum loan amount will be raised from 300,000 yuan to 400,000 yuan.

Third, give preferential policies to families with many children to buy houses.

The loanable amount of housing provident fund for families with many children will be increased by 50,000 yuan for families with two children and 65,438+10,000 yuan for families with three children.

Four, before the implementation of this notice has been accepted, the loan input system is still implemented according to the original policy.

Five, the housing provident fund loan policy not involved in this notice is still implemented according to the original policy. If the matters not covered in this notice are inconsistent with the previous provisions, this notice shall prevail.

Six, this notice shall be implemented as of June 6, 2022. Please implement it carefully.