The expected annualized interest rate of the loan is at least 0.75%, and it promises not to charge any intermediary fees. You can apply for repayment by installments of 3, 6, 9 and 12 months, and the rates of different installments are different (3, 6, 9 and 12, and the expected annualized interest rates are 2.5%, 4.5%, 6.5% and 8.8% respectively).

Make sure your sesame credit score is not less than 600. If it meets the requirements, just upgrade your Alipay wallet to the latest version. The loan process and the whole lending process are less than one minute, which is very convenient.

Extended data:

Ant Financial Loan is introduced as follows:

The main lenders of Ant Financial are Chongqing Ant Shangcheng Microfinance Co., Ltd. and Chongqing Ant Micro-Microfinance Co., Ltd., and legally speaking, they are not qualified to lend through the Internet nationwide.

Registration in real-name registration system is very common, including Alipay. Users often change their mobile phone number, delivery address, unbind their bank cards and change them frequently. The system will think that they do not meet the loan conditions and have credit problems. I hope users can repay on time, which can not only increase the quota but also earn some interest.

People's Daily Online-Ant Financial responded by closing the "borrowing" function of some users: normal adjustment.