Face-to-face signing refers to buying a house through bank loans. Face-to-face signing refers to the procedure that the borrower (together with the payer or guarantor) pays the loan fee at the loan bank with legal and valid original vouchers, hand stamps and loan fees, and signs it in person.
For most developers, it is generally to pay the down payment before signing the contract, then sign the preliminary information with the bank, and then fill in the information. The contract will come out from the developer, and invoices and the like will come out. The bank will ask for an interview when reviewing the information.
Materials required for bank loan interview: Generally, salespeople will give the materials required for bank loans, and it is always right to prepare according to sales. But sometimes different materials are prepared according to different requirements, and it is better to ask the loan bank for details. Sometimes, if you don't care about sales, you should pay attention to yourself.
Related question and answer: What does the second-hand house face-to-face sign mean? When buying a second-hand house, I don't know much about some technical terms, such as face-to-face signing. What does the second-hand house face-to-face sign mean? Let's take you to know about it.
Face-to-face signing of second-hand houses means that buyers and sellers need face-to-face signing when they finally sign the contract. That is, the specific contract face-to-face signing and bank face-to-face signing are still carried out jointly by the buyer and the seller. In the sale of second-hand houses, compared with the individual handling, the intermediary agent also needs to join the intermediary agency contract, and all three parties are contractually binding. Intermediary agency is more convenient and worry-free, and loan matters often need to be handled by banks, so many lenders will choose this method.
Second-hand housing is a property that has been registered in the real estate trading center, completed the initial registration and general registration, and listed again. It is relative to the commercial housing in the hands of developers, and it is the common name of the third-tier market of real estate property rights transactions.