According to your repayment situation, if you repay1000000 yuan before 15 is three months overdue, your overdue time will be shortened and legal measures may not be triggered.

Detailed description:

1. loans overdue time calculation: In general, loans overdue time is calculated according to the monthly interest rate, default interest rate and overdue period agreed in the loan contract. The overdue time is generally counted from the date of the last repayment on time.

2. The meaning of three months overdue: three months overdue means that you fail to repay the loan on time for three consecutive months within the time specified in the loan contract (in months). In this case, the bank may take legal measures to recover the money, such as entrusting a lawyer and collecting the company.

3. Impact of prepayment: If you repay1000000 yuan before 15 is three months overdue, this repayment may reduce your overdue time. Specifically, if your loan amount is 65438+6000 yuan, and you repay 1000 yuan three months overdue, then the remaining 6000 yuan can be counted as overdue, but it does not meet the time standard of three months overdue. Therefore, a legal solution may not be triggered.

Summary:

According to your situation, if you repay RMB 6,543.8+0.05 million before the deadline of 654.38+0.5 three months ago, your overdue time may not reach three months, and legal solutions may not be triggered. However, the specific treatment needs to communicate with China Everbright Bank to understand their policies and decisions.

Extended data:

Loans overdue means that the borrower fails to pay the loan principal and interest on time after the repayment date agreed in this contract. The longer the overdue period, the more serious the impact on personal credit record and credit score may be. Therefore, timely repayment is very important for maintaining personal credit and avoiding unnecessary legal disputes. Different banks and financial institutions may deal with loans overdue in different ways, so it is suggested to contact relevant financial institutions in time to learn about specific policies and solutions.

The above are the answers given according to the questions you provided. If you have more questions, it is recommended to consult relevant professionals or professional lawyers such as China Everbright Bank. I wish you a smooth solution to the loan problem!