Alipay real-name authentication is an identification service provided by Alipay (China) Network Technology Co., Ltd. Alipay real-name authentication verifies both member information and bank account information. After passing Alipay's real-name authentication, it is equivalent to having an Internet ID card, which can open stores and sell goods on many e-commerce websites such as Taobao. Increase the credit of Alipay account holders.

How to apply for real-name authentication?

1. Log in to www. Alipay. com- Alipay account (account type: personal account). In "My Alipay"-"My Account", please click "Apply for real-name authentication";

2. Check the service agreement and click Apply Now:

3. There are two options for real-name authentication. Please select one of them, and then click Apply Now.

1) Click "Apply Now" and follow the prompt steps to apply for opening if real-name authentication is carried out through Alipay Cartoon. Opening AliPay cartoon process

2) If "Confirm real-name authentication of bank remittance amount" is selected, click "Apply now";

Please correctly select the area where your ID card is located, and you can successfully complete your Alipay real-name authentication.

What does it mean to authenticate by confirming the amount of bank remittance?

According to the prompt, after Alipay enters the ID card information and bank card information, Alipay will insert the amount below 1 yuan into your bank card within 1-2 working days. After you verify the received amount, log on to Alipay website and click Apply for Authentication, and input the amount into the bank card. If the input is correct, the identity information can pass the audit and the authentication will also pass.

Let me answer your question again:

1. Your understanding is correct. If you already have a bank card, you don't need to apply again.

If you don't have your bank card, you should get one.

3. Mode 2 has been explained above.

If you have any other questions, please contact me.