If you are an old customer of Pleasant Loan, after applying for a loan, you are likely to be invited to open a product called supplementary loan during the repayment process, and the amount can be used to pay off the previous loan. There are many small partners who care about the interest on the additional loans of pleasant loans. Is it tall? Let's briefly introduce it today.

First, the user feedback wants to know the interest rate of additional loans, and it is best to look at the real feedback from netizens. According to a user's feedback, the outstanding principal of pleasant loan is transferred to supplementary loan, which can be used for repayment. Assuming that the outstanding principal in the previous period is 10000 yuan and the additional loan is 70000 yuan, the total amount of this 10000 yuan is close to 65438+ million, of which 10000 yuan is the prior debt. The actual loan is 70,000 yuan, with principal and interest of 9,999 yuan per installment. Calculated by one year 12 months, the contract of principal and interest is 1.2 million yuan, and the total interest is 20,000 yuan. So the annual interest rate is 2/7=30. Second, is the interest on additional loans for pleasant loans high? What is the concept of annual interest rate of 30%? The annual interest rate of ant borrowing and micro-lending is close to 20%, which is about18% according to the daily interest rate of five ten thousandths; The annual interest rate of bank credit loan, CCB express loan and ICBC e loan is about 5% ~10%; The annual interest rate of credit card installment loan is about 24%; Generally speaking, the annual interest rate of pleasant loans of 30% is high in regular loan companies, but it is not; It is believed that there is no 100% perfect loan product in the financial market. Although the bank loan interest rate is low, the application threshold is high and it is difficult to make a quota. Pleasant loans are fast and very suitable for people who need money badly, so if they are really short of money, it is no problem to borrow emergency loans.

Second, the interest on pleasant loans is as high as 50%. Is it legal?

Honey, it's not compatible

However, there are ways to legalize people in mixed society.

It is recommended to apply for a credit card and go to a regular bank. Online loan, one

3. Has anyone tried to borrow extra money from pleasant people?

The additional loan of pleasant loan is based on more than 80% of the previous loan that you have paid off, and it is possible to appear. If verification is required, the amount will be approved.

However, at present, few people are known to pass, all of them refuse in seconds, and some pass under the quota of 1W seconds.