The higher the loan interest rate, the higher the interest to be paid, and the lower the loan interest rate, the less the interest to be paid. Among many loan methods, it is more cost-effective to borrow through provident fund than commercial loans, mainly because the interest rate of provident fund loans is relatively low.
Where is the subsidy for the first suite in Changchun?
At present, the subsidy for the first suite in Changchun can be applied in the following ways:
1. Online application requires logging in to relevant platforms, registering personal information and uploading relevant original pictures. After the first trial passed, I and someone from the real estate * * * took the original and copy to the relevant trading center according to the location of the house.
2. Property owners and * * * people carry relevant information, divide the area according to the location of the house, and handle it at the local trading center.
If you meet the conditions of the first suite subsidy in Changchun, you can apply as soon as possible, which can also save some expenses.
Didn't the first suite recommend provident fund loans?
Whether the first suite needs to use provident fund loans depends on whether it meets the conditions of provident fund loans. If qualified, it is recommended to use provident fund loans, because the interest rate of provident fund loans is relatively low, which can save more interest to some extent. If you do not meet the conditions of provident fund loans, then the first suite can only choose commercial loans, and the costs incurred by commercial loans will be higher.