Xi There are several ways to manage the withdrawal of housing provident fund: Article 4 If one of the following circumstances is met, the principal and interest of the provident fund shall be settled in one lump sum and the provident fund account shall be cancelled: (1) Those who have reached the statutory retirement age of the country or have gone through formal retirement procedures; (two) completely lose the ability to work, and terminate the labor relationship with the unit; (3) Having left the country to settle down; (4) The death of the depositor shall be accepted by the heir or legatee; (five) the depositor is a non-local registered permanent residence in agricultural registered permanent residence and terminates the labor relationship with the unit. Article 5 In any of the following circumstances, the withdrawal formalities shall be handled once a year, and the deposit amount of the last three months shall be retained in the account: (1) Repaying the principal and interest of the loan for purchasing owner-occupied housing; (two) pay more than the monthly income of the family 15% of the self-occupied housing rent. Article 6 In any of the following circumstances, the withdrawal formalities shall be handled once a year: (1) Those who are enjoying the minimum living allowance for urban residents; (two) I, my spouse and their immediate family members have serious difficulties in family life due to serious illness; (three) unemployed for more than two years, the per capita monthly income of the family is lower than the minimum wage income in the region, and the family life is seriously difficult. When employees and units that meet the conditions in Items (1) and (3) of the preceding paragraph terminate their labor relations, they shall cancel their accounts when withdrawing their shares. In accordance with the second situation of the preceding paragraph, the total amount of withdrawal shall not exceed the medical expenses that the family should bear.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.