1. MBA tuition loan application conditions 1. Must be a natural person with Chinese nationality and full capacity for civil conduct. 2. The personal credit report is good, with no overdue records and no violations of laws and disciplines. 3. When applying for a loan with the admission notice (letter of acceptance) from the MBA school, you also need a certificate of tuition and fees from the school. 4. Provide bank-recognized collateral or pledged assets or a third-party joint liability guarantee.
2. Will I be unable to get an MBA tuition loan? It will. Because MBA tuition fees are hundreds of thousands a year, and even ordinary schools cost at least nearly 100,000 yuan, which is considered a medium-sized personal loan among bank loans, you must provide a certain mortgage or pledge to obtain a loan, otherwise you have to have a stable High-income high-quality customers, otherwise it will be difficult to get a loan. 1. The income is too low. If the monthly income is not enough to repay the loan, you will definitely not be able to get a loan. If the loan of hundreds of thousands is spread over several years, you will have to repay at least several thousand yuan every month. 2. The debt is too high. Most people have other debts more or less every month, such as mortgages, car loans, credit cards, etc. If the debt ratio is too high, the application will not be successful. 3. Poor credit report: Banks attach great importance to the borrower's credit report. If the credit report is poor, it means there is a problem with the integrity, and it is easy to be denied a loan.