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What is the prepayment process of Dalian Commercial Bank's mortgage?
1. What is the prepayment process of mortgage in Dalian Commercial Bank?

Repaying the loan in advance needs to be negotiated with the account manager of the loan outlet first, and you will be agreed to repay the loan in advance under normal circumstances.

After the loan is paid off, you should go to the branch counter to understand the mortgage procedures with the receipt and the mortgage notice issued by the account manager. If it is a deposit, you should take the mortgage notice to the account opening branch. If it is real estate, you should take the mortgage notice and other warrants to the housing management office (the account manager will return the other warrants you left in the bank after the loan is paid off). Second, Dalian Commercial Bank mortgage prepayment process

Under normal circumstances, you will negotiate with the resident manager to agree to repay the loan in advance. After the loan is paid off, go to the counter of the branch to understand the mortgage procedures with the receipt and the Notice of Cancellation of Mortgage issued by the account manager. If it is a deposit, you should hold the Notice of Cancellation of Mortgage to deposit at the account opening branch. If it's real estate, you should take the certificate of mortgage cancellation (the account manager will return it to your office after the loan is paid off).

Third, how to handle the mortgage prepayment procedures?

Customer service telephone number of mortgage repayment service: 0353-6222678 The prepayment process of mortgage application is as follows: 1. The borrower calls the customer service phone of the loan bank to make an appointment for prepayment and consult about prepayment. 2. The borrower brings ID card, loan contract and other materials to the loan bank to formally apply for early repayment. 3. After the approval of the bank, the borrower shall go through the relevant formalities for prepayment. 4. The borrower deposits the due amount into the repayment card at the bank counter to complete the prepayment. Specific steps: 1. The borrower must first make an appointment through manual customer service at least half a month in advance to repay the loan in advance.

Then, the borrower should bring his valid certificate.

Identity documents, loan contracts and other related materials to the bank's bank branch counter, apply for early repayment. 3. After the approval of the bank, the borrower goes through the relevant formalities in the bank and deposits the prepayment amount into the designated account. 4. Some banks are different. If you want to repay in advance, you need to re-sign some contracts and pay liquidated damages.