Legal basis: Article 11 of the Interim Measures for the Administration of Working Capital Loans shall meet the following conditions: (1) The borrower is established according to law; (2) The purpose of the loan is clear and legal; (3) The borrower's production and operation are legal and compliant; (four) the borrower has the ability to continue to operate and has a legal source of repayment; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.