The house loan can not be transferred until it is paid off.

Housing transfer can be handled in the following ways:

1. Both parties shall go to the house transaction agency for handling. Intermediary companies can use money to help him pay his debts, and then return the real estate license to handle the transfer procedures.

2. Handle advance notice registration and transfer. In order to ensure the realization of property rights in the future, the parties may apply to the registration agency for advance notice registration as agreed.

3. After the advance notice registration, if the right holder without advance notice registration agrees to dispose of the real estate, the real right effect will not occur. After the advance notice registration, the creditor's rights are extinguished or the application for registration is not made within three months from the date when the real estate registration can be carried out, and the advance notice registration is invalid.

Second, can building a house be renamed Housing Authority?

You can change your name to the Housing Authority.

1. It is troublesome to change the name of the house because it belongs to compensation. First of all, you should fill in the application form for house transfer and ask someone to go to the building site to measure the floor plan of the house.

2. After that, you need to bring all kinds of materials to the Housing Authority to apply for transfer, including personal identity documents, the transfer application form filled in before, the floor plan of the restored house, the developer's real estate license, power of attorney and so on.

3. Take these materials to the Housing Authority and relevant departments to apply for approval. After approval, both parties will be notified to change the name.

3. Can the house be renamed and transferred by loan?

Legal analysis: the house can be transferred by loan, but it needs to go through certain procedures, mainly in the following ways: (1) the seller can go through the formalities of property right transfer only after paying off the bank loan and canceling the mortgage; The buyer and the seller negotiate and issue a written agreement on the change of house property rights to the bank. Real estate transfer refers to the procedures for changing the property rights of houses obtained through transfer, sale, gift and inheritance. , and in the housing ownership registration center.

Legal basis: Article 406 of the Civil Code of People's Republic of China (PRC), during the mortgage period, the mortgagor may transfer the mortgaged property. Unless otherwise agreed by the parties, such agreement shall prevail. If the mortgaged property is transferred, the mortgage right will not be affected. Where the mortgagor transfers the mortgaged property, it shall promptly notify the mortgagee. If the mortgagee can prove that the transfer of mortgaged property may damage the mortgage right, he may request the mortgagor to pay off the debt in advance or deposit the proceeds from the transfer with the mortgagee. The part of the transfer price exceeding the amount of creditor's rights belongs to the mortgagor, and the insufficient part is paid off by the debtor.

4. Can the house be renamed and transferred by loan?

Legal analysis: the house with the loan cannot be renamed, because before the loan is paid off, the property right of the property is not owned by the owner himself, but shared by the owner and the bank in arrears. Renaming real estate refers to changing the name on the real estate sales contract without handling the real estate license, so that the real estate owner can transfer it by signing the contract.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 209 The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

Natural resources owned by the state according to law may not be registered.

Article 210 The registration of immovable property shall be handled by the registration institution where the immovable property is located.

The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays it at maturity and pays interest.

Article 680 It is forbidden to lend at high interest, and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the method of interest payment, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as having no interest.