Yesterday morning, the Municipal Civilization Office and the Municipal Credit Office jointly held the eighth press conference on the "Red and Black List" of integrity to inform the civilized traffic credit management of motor vehicle drivers in Yangzhou. It was informed at the meeting that on June 20th 10, our city officially started the collection, transmission and application of disciplinary measures for traffic dishonesty data. In the future, drivers and owners of motor vehicles classified as traffic dishonesty will be affected in recruitment, bank credit and insurance rates.

Question 1: Who are the applicable personnel of traffic dishonesty?

Make clear the drivers and owners of motor vehicles in our city

According to reports, the objects included in the collection of untrustworthy information are all motor vehicle drivers and owners in our city, of which motor vehicle owners refer to natural persons who have registered motor vehicles in our city; Motor vehicle drivers include those who hold motor vehicle driving licenses in our city and those who drive motor vehicles within the administrative area of our city but have not obtained motor vehicle driving licenses.

The information sources of traffic dishonesty are traffic dishonesty behaviors punished by public security traffic management departments at all levels in our city according to law, traffic dishonesty cases seized by public security traffic management departments at all levels in our city and transferred to procuratorates and courts for judgment, and other traffic dishonesty behaviors.

Question 2: How to identify and distinguish the level of dishonesty of civilized traffic credit?

There are three grades of civilized traffic credit dishonesty.

The relevant person in charge of the municipal traffic police detachment yesterday dispelled doubts. The dishonesty of civilized traffic credit can be divided into three grades, namely: general traffic dishonesty; Severe traffic dishonesty; Serious traffic dishonesty.

General traffic dishonesty includes: the motor vehicle driving on the road does not hang the motor vehicle number plate, or deliberately blocks the motor vehicle number plate; Driving a motor vehicle after drinking alcohol or taking psychotropic drugs and narcotic drugs under state control; Driving a motor vehicle that does not meet the driving permit type.

Serious traffic dishonesty includes: being sentenced to criminal detention by the court for dangerous driving or traffic accidents; Escaping after causing a traffic accident does not constitute a crime; Responsibility for road traffic accidents caused by driving a motor vehicle after drinking alcohol or taking psychotropic drugs and narcotic drugs under state control; Forge, alter or use forged or altered motor vehicle number plates, driving licenses, inspection marks, insurance signs, school bus signs and driving licenses, or use other motor vehicle number plates and driving licenses; Driving a motor vehicle that does not meet the driving permit type is responsible for road traffic accidents.

Serious traffic dishonesty includes: being sentenced to fixed-term imprisonment by the court for traffic accidents; After receiving the notice of recovery, he has the ability to perform but fails to perform the repayment obligation of the road traffic accident relief fund within the time limit; Motor vehicle drivers have committed serious traffic dishonesty more than three times in a scoring cycle; The motor vehicle owned by the owner of the motor vehicle involves serious traffic dishonesty for more than 3 times every year.

Question 3: How to punish traffic dishonesty?

Recruitment and bank loans will be restricted.

The reporter learned that civilized traffic credit will be linked to professional access, personal credit, vehicle insurance and evaluation. General traffic credit dishonesty record, valid for 1 year; Heavy traffic credit records, into the public credit information system "yellow list", valid for 3 years; Serious traffic credit records, included in the public credit information system "blacklist", valid for 5 years. Traffic credit records, the system will automatically repair after the expiration of the validity period.

Disciplinary measures include: all administrative organs, enterprises and institutions, in administrative management or public services, give credit reminders and education to those who have a record of general traffic credit dishonesty, and urge them to correct; When all party and government organs recruit civil servants, workers and institutions to recruit staff, they are prohibited from applying for examinations and applying for jobs if they have a heavy or serious record of traffic dishonesty; When a commercial bank approves the issuance of personal loans, it will serve as an important reference for restricting loans if it has a serious record of traffic dishonesty to the applicant. When an insurance company underwrites motor vehicle insurance, it will not give preferential insurance rates to those who have a record of general traffic dishonesty; If the record of traffic dishonesty is heavy and serious, the insurance premium rate shall be appropriately increased according to relevant regulations.