This loan company is a small loan company, which is simply an online loan company.

For users who want to apply for loans, the first choice must be bank loans, followed by lending institutions with bank endorsements or qualifications, but you must never choose so-called online lending companies. These companies will only cause users to owe huge debts, because these loan companies are not formal, not only the process is not formal, but also the interest on loans is very high, which will only make a person's burden heavier and heavier.

1. Chongqing Lanyang Financial Center is a small loan company.

i query looked at the industrial and commercial information of this company and found that this company is just a small loan company with a capital injection of only 5 million yuan. In other words, this company may not even have the basic loan qualification. At present, there are many such micro-loan companies in the market, because it is the Internet age, and these micro-loan companies will become so-called online loan companies under the cloak of the Internet.

second, don't touch such small loans.

the reason why you say this is that on the one hand, the loan contract between you and them is not formal, and at the same time, these loans will have a lot of tricks. These loan companies generally make various routine behaviors, and users are easily deceived without knowing the law and financial management knowledge. When you sign a contract with such a small loan company, you will find that the real interest rate of these loans is very high, and some of them can even reach more than 3%.

third, I suggest you apply for a loan from a regular qualified lending institution.

At present, there are many formal loan companies in the market, and these loan companies basically have bank endorsements. Although the loan threshold of these loan companies is relatively high, they will not only inquire about users' personal credit information, but also require users to have certain repayment ability. But this is the place to protect users' rights and interests. Without these procedures, users' personal rights and interests will not only be difficult to protect, but also bear higher loan rates.

To sum up, Chongqing Lanyang Financial Center is neither formal nor reliable. I hope this answer can help you.